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Posts tagged with "silver loading"

CMS Rules

CMS Issues Final Rule for Consumer Protections on ACA Plans

The Centers for Medicare and Medicaid Services (CMS) have finalized a rule that imposes new standards for the Affordable Care Act (ACA) individual market for the federal and state exchanges in 2026. The rule is meant as a consumer protection, preventing policy coverage from being swapped without authorization from the policy...
White Papers, E books, Reports and more

KFF: Lack of Transparency in ACA Coverage for In-Network Denials Amid Premium Subsidies Negotiations

A new report from Kaiser Family Foundation (KFF) that used claims data from the Centers for Medicare and Medicaid Services (CMS) on appeals and denials for non-group qualified health plans offered through the Affordable Care Act (ACA) federal marketplace found that nearly one-fifth of in-network claims were denied and 72% of reported...
Arizona News

2020 ACA Final Rule Released

Earlier in the year payers and providers worried that putting an end to the practice of silver-loading would destabilize Affordable Care Act (ACA) exchanges. The Trump administration announced last week that it would continue to allow the practice on the individual market for the next year. Silver-loading enabled insurers to...
Arizona News

Silver Plans: Insurers Ask For Billions in Unpaid CSRs as 2019 Individual Enrollees Face Stiffer Cost-Sharing

Two studies highlight the role of health plans in driving up out-of-pocket prescription drug costs for 2019 individual Affordable Care Act (ACA) exchange enrollees, while insurers continue to file lawsuits against the federal government for unpaid cost-sharing reduction payments (CSRs). Multiple insurers filed status reports in...
Arizona News

Payers and Providers Urge CMS to Keep Silver Loading

Various insurers, hospitals, and state regulators are encouraging the Centers for Medicare and Medicaid Services to continue a practice dubbed "silver loading" in fear that ending the rule would destabilize Affordable Care Act (ACA) exchanges. Health insurers typically raise premiums on silver-level exchange plans to recover the...
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