The volatility of the individual market is no surprise to insurance insiders. Insurers need certainty to set low premiums. Reinsurance can create a level of certainty. This study looks at the cost of a national reinsurance program.
Federal support for reinsurance programs has been consistent. The Affordable Care Act (ACA) set forth...National News
Reinsurance and cost sharing reductions (CSRs) are among the top recommendations to stabilize individual markets and lower premiums.
The New Democrat Coalition, a caucus of 101 centrists, wants to work with Republicans to bring down Affordable Care Act (ACA) premiums and reverse the impact of what they consider the Trump...National News
The uninsured rate and uncompensated care are expected to climb, impacting insurance rates for Americans and disproportional share hospitals (DSH). The Republican tax-reform bill clears penalties related to the individual and employer mandates. Senator Susan Collins (R-Maine) gets a promise from congressional leaders that bills...News
Susan Collins (R-Maine) said the bills will be in the January omnibus; the senator had fought for both bills as part of her pledge to support the GOP tax bill.
The bills did not move to the Senate floor this week as expected, but lawmakers are positive about its prospects in January.
Inside Health Policy quotes Collins:
“This...National News
CMS and Mark Farrah Associates looked at the impact of the different programs the ACA put in place to mitigate adverse selection and stabilize premiums.
Risk corridors, reinsurance and risk adjustment were the "Three R's" of the ACA. Only the risk adjustment program is permanent. It deters insurers from manipulating risk selection...