The Affordable Care Act of 2010 requires private insurers to cover a range of preventive services outlined by the U.S. Department of Health and Human Services with no out of pocket cost, but many insurers are failing to let consumers know of these prepaid benefits. This revelation comes as the "free" preventive services are caught in...National News
The National Association of Insurance Commissioners (NAIC) and the Congressional Budget Office released new analysis of short-term limited duration insurance last week. At this moment, the United States Supreme Court is in the midst of considering California v. Texas, a ruling which could overturn the Affordable Care Act. The Trump...
A comprehensive look at non-ACA compliant products building on the article in The Hertel Report of March 13, 2018.
Crafted by a former attorney with the Montana Insurance Department, the analysis looks at background research and information on risks posed by alternative coverage options that do not comply with the Affordable Care...
The new rules could make it easier for small businesses to band together and create health insurance plans that would be exempt from many of the consumer protections mandated by the Affordable Care Act.
The move permits "association health plans". The Labor Department said:
By joining together employers may reduce administrative...
In Arizona, oversight is delegated to the state’s Department of Insurance (DOI).
Arizona’s DOI provides little regulatory oversight and relies heavily upon consumer complaints as a basis for investigation. Most consumers do not understand how to file a DOI complaint.
On November 22, 2015, the National Association of Insurance...